Providing money saving advice to the Indianapolis and surrounding areas
There is now a new option to get cable television for $20/month from Dish Network. It includes about 14 cable channels (ESPN, TBS, TNT, AMC, Disney Channel, ABC Family, and others) through the internet. It does require a good internet connection, an antenna, and a device that streams internet to your TV. The benefit is a significantly lower bill each month and multiple options to watch tv (on any mobile device).
Questions? Call Indy Money Saver at 317-782-5221.
You hear a lot about credit monitoring, but most of them cost money. Well, a website called Credit Karma offers free monitoring and provides your (real) credit score for free. Check it out at creditkarma.com. The other, and best, option is to freeze your credit. This stops criminals from trying to open credit as if they were you. Some states offer this for free, but you can check it out by searching "how to freeze my credit". Just make sure you freeze your credit with all three credit bureaus (Equifax, TransUnion, and Experian).
If you are looking for a very low-cost and thorough tax software, you should try TaxAct.com. It is only $15 to file both state and federal and is very detail to make sure you get the maximum return.
This article points out another issue with how big phone companies are running there business. Unfortunately, the results don't always match the advertisements you see on television...... http://www.bloomberg.com/news/2015-01-08/at-t-says-fcc-considering-fine-over-throttling-disclosure.html.
The new Keurig 2.0 sounds like a great Christmas gift, right? Well, the new machines have DRM technology which only allows you to use the coffeemaker with Keurig cups only. No more ability to use your own grounds or even a cheaper version of the K cups. You should probably just stick with the older Keurig model for this Christmas.
Indy Money Saving Advisor
You guessed it.....the price of cell-phone service is about to drop over the next 6-12 months, so they want you to sign a contract with them before the price drops. So regardless of the deal you get, wouldn't you rather go non-contract and save money as prices go down? Consumer report did the math, and they recommend going with a full-priced phone with a non-contract carrier to save up to $1,000 over two years......
There are many personal DVRs that you can buy now that allows you to record live tv or record shows. It is a great way to save a lot of money and keep all the recordings!
The new Amazon Fire TV is a really cool device, that allows you to stream Amazon videos, Netflix, Hulu Plus, and WatchESPN. It also comes with a remote you can use with voice commands. My perspective is that if you don't already have a another device like a Roku or Apple TV, then it might be worth it. Especially if you are not an Amazon Prime member, since they are including a free one year membership. I would put this device as #2 or #3 best device to stream video directly to your tv. Why isn't it #1........?
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We tend to forget how much we spend on monthly phone service or cable tv. Cell phone service providers make more money giving away phones because they make up the money with higher monthly charges. Isn't it time to lower your bill......?
Can you believe you can get cell phone service for as low as $15 per month?
I have studied finance and information technology and have extensive experience in saving people money by advising customers on how to save money using non-contract cell phone carriers, and saving on cable bills. I also advise on building simple to complex budgets and opportunities to save on electricity.